Chilean Fintechs See Rising Demand for AI

Shifting demand for talent

A report on the future of talent in Chile's financial industry projects that, by 2030, fintech companies in the country will need more professionals specialized in artificial intelligence, cybersecurity, financial regulation and Open Banking. The pressure for those profiles is linked to the rollout of the Fintech Law, the Cybersecurity Framework Law and the new data protection rules.

The same study cited by Chócale says demand will also grow for cybersecurity specialists, fintech solution architects, RegTech leaders, compliance experts and professionals in AI governance. Added to that are skills tied to algorithmic risk management, Open Banking and the expansion of digital ecosystems.

Compliance and oversight

The market reading in the report is that compliance will carry more weight in banks and fintechs as different regulatory demands converge. The research material points to the Fintech Law, the Cybersecurity Framework Law and changes in data protection as the factors reshaping those needs.

In that setting, the regulatory angle is not limited to a single authority. The research material points to coordination among requirements from the CMF, the Central Bank, the UAF and other supervisors, pushing companies to strengthen profiles able to translate regulatory obligations into controls, processes and technology architecture.

What the new teams will look like

The mix of cybersecurity, RegTech and artificial intelligence points to teams that are more hybrid than those that dominated traditional financial services. According to the projection cited by Chócale, by 2030 demand will rise not only for technical profiles, but also for professionals who can connect product strategy with AI model governance, risk management and compliance.

The study cited does not provide hiring figures or salary ranges, but it does mark a clear trend in the capabilities Chilean fintechs will need to bring in over the next few years to operate under a more demanding regulatory environment and with greater dependence on digital ecosystems.