#fintech
This archive collects reporting on how financial innovation across Latin America intersects with cyber risk, compliance, and operational resilience. Readers will find coverage of fraud, data protection, identity, regulation, and security responses affecting digital banks, wallets, and other technology-driven financial services.
Chile boosts its response to financial fraud
Chile’s CMF reported five entities for alleged fraud as authorities launched new anti-fraud coordination and moved on stablecoin rules.
Aug 20, 2026 · 3 min
Peru's SBS opens AFP payments consultation
Peru's SBS opened a consultation on AFP contribution payments and updated prudential and accounting rules for EAFs, with cybersecurity requirements.
Aug 19, 2026 · 3 min
BCRA and CNBV tighten bank controls
Argentina updates minimum capital and market risk rules, while Mexico expands biometric validation and cybersecurity controls for banks.
Aug 19, 2026 · 4 min
Mexico Tightens Biometrics, Argentina Updates Payments
Mexico mandates facial biometrics, owned databases and audits. Argentina updates BCRA SINAP 1-248 on the national payments system.
Aug 18, 2026 · 2 min
Mexico Tightens Bank Biometrics and AML Rules
SHCP and CNBV set new deadlines for bank biometrics as Mexico advances AML reforms and raises penalties across the sector.
Aug 16, 2026 · 3 min
Mexico, Argentina tighten financial controls
Argentina’s BCRA and Mexico’s SHCP and CNBV issued new rules, including biometric verification for banks and updated reporting requirements.
Aug 15, 2026 · 3 min
Mexico Tightens Anti-Money Laundering Rules for Retail
Retailers and financial entities in Mexico now face LFPIORPI, PCI DSS and LFPDPPP requirements for payments and personal data.
Jul 31, 2026 · 2 min
BCRA Tightens Fintech Oversight in Argentina
Argentina increases traceability for PSPs, while Mexico adds anti-money laundering duties and the industry links cybersecurity with anti-fraud.
Jul 31, 2026 · 2 min
Brazil Was Section9’s Main Ransomware Target
Section9 listed multiple Brazilian victims on July 26, 2026. Breach and exfiltration claims remain unconfirmed.
Jul 31, 2026 · 2 min
Brazil Central Bank classifies PSAVs as Type 3
Brazil’s BCB 580/2026 brings virtual asset service providers into the prudential regime, with capital rules and a transition through 2028.
Jul 27, 2026 · 39 min
BCRA Steps Up Warnings on Digital Fraud
The BCRA warned users not to share credentials through unofficial channels and explained how to file claims after account-draining fraud.
Jul 22, 2026 · 2 min
Peru speeds up instant payments, fintech oversight
The BCRP ordered banks to accept instant transfers by QR, DNI or mobile number, while more than 50 fintechs may face supervision.
Jul 21, 2026 · 2 min
Chile and Peru tighten cyber incident reporting
Chile and Peru set deadlines and penalties for incident reporting, while an Argentine ruling shifts attention to user conduct.
Jul 21, 2026 · 4 min
Mercado Libre listed by The Gentlemen in July 2026
The Gentlemen listed Mercado Libre on its leak site in July 2026. Exfiltration signs emerged, but no public proof of operational impact.
Jul 20, 2026 · 38 min
Peru sets 2026 deadlines for BCRP fintechs
The BCRP set a June-to-December 2026 timeline for fintechs acting as payment service providers to complete authorization.
Jul 17, 2026 · 2 min
Peru BCRP changes payments and fintech oversight
The BCRP enabled instant payments by alias and set new rules for fintech firms, including minimum capital
Jul 16, 2026 · 3 min
Chile Tightens Data Breach Reporting
Law 21.719 adds 5-day breach notices, higher penalties and new internal compliance demands for banks and fintechs in Chile.
Jul 15, 2026 · 2 min
Latin America Leads AI Synthetic ID Fraud
Latin America accounts for 48.3% of AI-driven synthetic identity fraud. Banks and fintechs face weaker remote onboarding controls.
Jul 13, 2026 · 38 min
Brazil: 42.5% of frauds already use AI
In Brazil, 42.5% of financial frauds already use AI, and deepfake use jumped 830% between 2024
Jul 11, 2026 · 2 min
Argentina Tightens Oversight of Virtual Wallets
Virtual wallets and payment service providers in Argentina now fall under a regulatory structure that combines BCRA oversight
Jul 8, 2026 · 2 min