#fintech
This archive collects reporting on how financial innovation across Latin America intersects with cyber risk, compliance, and operational resilience. Readers will find coverage of fraud, data protection, identity, regulation, and security responses affecting digital banks, wallets, and other technology-driven financial services.
Chile, Mexico and Brazil tighten PLD rules
Chile, Mexico, Brazil and others are speeding up new data, fraud, cybersecurity and virtual asset rules through 2028.
Sep 21, 2026 · 37 min
Colombia sets roadmap for open finance
Superfinanciera will publish the data-sharing standards schedule, and access will require the account holder’s express authorization.
Sep 21, 2026 · 4 min
Peru SBS Unifies Operational Incident Reports
Peru’s SBS opened a public consultation on a single incident-reporting scheme for finance, insurance and pensions, with deadlines of up to two hours.
Sep 20, 2026 · 2 min
Chile tightens cyber and fraud rules
Chile adds stronger authentication, faster reporting and new duties for banks, fintechs and payment firms under Law 21.719 and NCG 538.
Sep 17, 2026 · 6 min
Argentina’s BCRA orders fraud scores for wallets
BCRA orders banks and wallets to add risk scores and anti-fraud controls for instant transfers, with rollout deadlines of 60, 90 and 120 days.
Sep 16, 2026 · 4 min
Chile CMF tightens KYC and fraud reporting
Chile’s CMF raised KYC standards for fintech and ended duplicated semiannual fraud filings, with new obligations for banks
Sep 13, 2026 · 3 min
Mexico advances cybersecurity laws
Mexico is weighing bills on AI, cybersecurity, digital violence, and digital payments, with changes tied to data
Sep 11, 2026 · 3 min
Mexico CNBV allows SMS bank authentication
CNBV’s rule change takes effect Sept. 2, 2026 and allows SMS as an authentication factor for banks in Mexico.
Sep 10, 2026 · 3 min
Mexico's CNBV revokes SDMX Superdigital
Mexico’s CNBV revoked SDMX Superdigital’s authorization as an electronic payment funds institution and formalized it in the DOF.
Sep 9, 2026 · 2 min
CNBV Allows SMS for Fintech Authentication
Mexico’s CNBV now permits SMS, email and encrypted messaging for authentication codes in fintech operations.
Sep 7, 2026 · 3 min
Chile CMF cuts bank reporting rules
Chile’s CMF dropped seven reporting requirements for banks and credit cooperatives as new cyber rules take effect for essential services.
Sep 6, 2026 · 3 min
Colombia SFC opens comment period on open finance
The Superintendencia Financiera de Colombia opened comments on GERCO and open finance standards through Sept. 15.
Sep 5, 2026 · 4 min
BREEZE COMET Expands Attacks on Brazil Payments
BREEZE COMET is hitting financial and payments firms in Brazil and running hundreds of fraudulent transactions in 24 to 48 hour bursts.
Sep 3, 2026 · 5 min
Bolivia Senate Approves Access to Information Bill
The Senate approved the bill and sent it to the lower house. It sets transparency duties and a 90-day rulemaking deadline.
Sep 1, 2026 · 2 min
Chile's Law 21,719 on Personal Data
Chile’s Law 21,719 takes effect Dec. 1, 2026, creating a new agency, stronger rights, fines up to 20,000 UTM, and GDPR-like rules.
Aug 31, 2026 · 36 min
Colombia SFC issues Circular 007 after quake
The SFC ordered relief measures and stronger support for affected clients, alongside a new cyberresilience agenda under its incoming chief.
Aug 31, 2026 · 4 min
Banxico and CNBV expand fee consultation
Banxico and CNBV adjusted their proposal to cap card interchange fees and opened public consultation through Sept. 24.
Aug 28, 2026 · 4 min
Argentina reviews 3 financial bills
Lawmakers are weighing bills on financial users, a unified banking profile, and autonomous vehicles, with new transparency and data rules.
Aug 24, 2026 · 4 min
Chile boosts its response to financial fraud
Chile’s CMF reported five entities for alleged fraud as authorities launched new anti-fraud coordination and moved on stablecoin rules.
Aug 20, 2026 · 3 min
Peru's SBS opens AFP payments consultation
Peru's SBS opened a consultation on AFP contribution payments and updated prudential and accounting rules for EAFs, with cybersecurity requirements.
Aug 19, 2026 · 3 min